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average rating is 4.5 out of 5

Flat-rate cash back

Purchase Protection

Travel Insurance

About this card

A top-tier cashback card offering 5% back on groceries, 4% on transit, 3% on gas, 2% on recurring bills, and 1% on all other purchases. Great for maximizing returns on everyday spending.

BMO CashBack® World Elite® Mastercard®

Rogers™ World Elite® Mastercard®

$0

/ per year

Rogers™ World Elite® Mastercard®
average rating is 4.5 out of 5

This card stands out for its high cash-back rates on U.S. dollar purchases and enhanced rewards for Rogers-affiliated customers. The inclusion of travel insurance and lounge access perks adds value, especially for frequent travelers. However, the benefits are most pronounced for those who meet the income criteria and are existing Rogers, Fido, or Shaw customers.

BMO CashBack® World Elite® Mastercard®

$120

/ per year

BMO CashBack® World Elite® Mastercard®
average rating is 4.5 out of 5

A top-tier cashback card offering 5% back on groceries, 4% on transit, 3% on gas, 2% on recurring bills, and 1% on all other purchases. Great for maximizing returns on everyday spending.

Capital One Aspire Cash™ Platinum Mastercard®

$0

/ per year

Capital One Aspire Cash™ Platinum Mastercard®
average rating is 3 out of 5

The Capital One Aspire Cash™ Platinum Mastercard® is a straightforward, no-fee cashback credit card tailored for Canadians seeking simplicity and consistent rewards. Offering a flat 1% cash back on all purchases, it suits individuals who prefer uncomplicated earning structures without the need to track rotating categories or spending caps.


    • Earn up to 5% cash back on eligible categories.

    • Complimentary roadside assistance service.

    • Premium travel insurance and Mastercard concierge.

    • Get up to 7 cents off per litre on Shell® fuel, only for BMO cardholders.


    • High income requirement limits applicant pool.

    • Regular annual fee applies after the first year.


    • Annual fee waived for the first year ($120 value).

    • Get up to 10% cash back in your first 3 months and earn an additional $75 cash back bonus when you spend $25,000 in your first year.

    • Minimum Personal Income: $80,000/year

    • Minimum Household Income: $150,000/year

    • Suggested Credit Score: 760+

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