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average rating is 4.3 out of 5

Unlock Free Flights & VIP Perks

First Year Free – Big Welcome Bonus

Earn More with Every Dollar Spent

About this card

The BMO VIPorter World Elite Mastercard is built for Canadians who fly Porter or Air Transat. This card stands out with a robust welcome offer—up to $1,590 in value if you hit the highest spend threshold. Earn VIPorter points on every purchase, then redeem for flights and upgrades with no blackout dates on Porter and Air Transat. The annual fee is standard for a premium travel card, but the included benefits, like airport lounge access, NEXUS rebate, and comprehensive insurance, make it a practical choice for frequent travelers based in Eastern Canada or those loyal to Porter’s expanding network. If you want one card that keeps travel simple and rewards rich, this one checks the boxes.

BMO VIPorter World Elite Mastercard

BMO VIPorter World Elite Mastercard

$199

/ per year

BMO VIPorter World Elite Mastercard
average rating is 4.3 out of 5

A travel rewards card for frequent flyers who want fast-track status, strong welcome bonuses, and easy redemptions with Porter and Air Transat.

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TD® Aeroplan® Visa Infinite Card

$139

/ per year

TD® Aeroplan® Visa Infinite Card
average rating is 4.5 out of 5

Perfect for Air Canada flyers, this card earns Aeroplan points on all purchases, with accelerated earning on Air Canada and travel-related expenses. Benefits include a free first checked bag and priority boarding on Air Canada flights.

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American Express Cobalt® Card

$155.88

/ per year

American Express
Cobalt® Card
average rating is 5 out of 5

The American Express Cobalt® Card is a choice for Canadians who prioritize earning rewards on everyday spending, particularly in categories like dining, groceries, and streaming services. Its flexible Membership Rewards program and strong earn rates make it especially appealing to those who can maximize its benefits.

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    • Earn up to 85,000 VIPorter points as a welcome bonus (with qualifying spend)

    • 3x points on all purchases (Porter/Air Transat redemptions)

    • Priority airport services (Porter Airlines)

    • Complimentary airport lounge access (DragonPass)

    • NEXUS application fee rebate

    • Comprehensive travel insurance

    • No foreign transaction fees

    • Full bonus requires significant spending in the first few months

    • Best value is for those who regularly fly Porter or Air Transat

    • $199 annual fee (waived first year)

    • No transfer to other airline partners

    • Less useful if you rarely fly in Eastern Canada

    • Welcome Bonus (Tiered – up to 70,000 VIPorter points + companion pass)

    1. 20,000 points
      Spend $5,000 within 110 days of account opening. 

    2. Additional 20,000 points + companion pass
      Spend $9,000 within 180 days, and you’ll also get a round-trip companion pass (taxes/fees only).

    3. Final 30,000 points
      Spend $18,000 within 365 days—to reach maximum bonus.

    (Total possible welcome bonus = 70,000 points + companion pass) worth about $1,050, based on estimated 1.5¢/point valuation .

    • Minimum Personal Income: $80,000

    • Minimum Household Income: $150,000

    • Suggested Credit Score: 700+

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