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average rating is 4.3 out of 5

Bonus points on travel & dining

Airport lounge access

Travel Insurance

About this card

Known for its flexible travel rewards, this card earns 1 Avion point per dollar spent, with 1.25 points on travel purchases. Points can be transferred to various airline partners, making it ideal for frequent travelers.

RBC Avion Visa Infinite Card

BMO VIPorter World Elite Mastercard

$199

/ per year

BMO VIPorter World Elite Mastercard
average rating is 4.3 out of 5

A travel rewards card for frequent flyers who want fast-track status, strong welcome bonuses, and easy redemptions with Porter and Air Transat.

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TD® Aeroplan® Visa Infinite Card

$139

/ per year

TD® Aeroplan® Visa Infinite Card
average rating is 4.5 out of 5

Perfect for Air Canada flyers, this card earns Aeroplan points on all purchases, with accelerated earning on Air Canada and travel-related expenses. Benefits include a free first checked bag and priority boarding on Air Canada flights.

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American Express Cobalt® Card

$155.88

/ per year

American Express
Cobalt® Card
average rating is 5 out of 5

The American Express Cobalt® Card is a choice for Canadians who prioritize earning rewards on everyday spending, particularly in categories like dining, groceries, and streaming services. Its flexible Membership Rewards program and strong earn rates make it especially appealing to those who can maximize its benefits.

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    • Earn 1 Avion point per $1 spent (1.25 on travel-related expenses).

    • Flexible points redemption, no blackout dates for travel bookings.

    • Comprehensive travel insurance coverage.

    • No accelerated earn rates on everyday categories like groceries or gas.

    • Annual fee typically applies unless promotional waiver is active.

    • Up to 55,000 bonus Avion points upon sign-up (conditions apply).

    • Occasional annual fee waiver or rebate available ($120 annual fee).

    • Minimum Personal Income: $60,000/year

    • Minimum Household Income: $100,000/year

    • Suggested Credit Score: 660–724

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