Flat 2 % cashback on all purchases
No foreign transaction fees
Basic purchase and device protection
About this card
This card shines in its simplicity: unlimited 2 % cashback, no FX fees, and a metal design for those with over $100,000. It’s an appealing choice for everyday use and travel — but only if you're already deep in the Wealthsimple ecosystem.
That said, if you value more travel perks (like insurance or lounge access) or want payment flexibility outside Wealthsimple chequing, pairing this card with another (e.g. Scotiabank Passport Visa Infinite) makes sense.
As it rolls out beyond beta, watch for:
Expanded availability (hopefully to all Canadians, including Quebec).
Potential welcome bonuses.
Possible payment integration with other banks.
The Wealthsimple Visa Infinite Card is a strong addition to your wallet — as long as you’re okay with its current limitations and pre-approved access. If you love hassle-free rewards and global spend, it ticks those boxes. Want more perks or flexibility? Hold off or plan alongside another card.
Wealthsimple Visa Infinite Card
$0
/ per year
Rogers™ World Elite® Mastercard®
This card stands out for its high cash-back rates on U.S. dollar purchases and enhanced rewards for Rogers-affiliated customers. The inclusion of travel insurance and lounge access perks adds value, especially for frequent travelers. However, the benefits are most pronounced for those who meet the income criteria and are existing Rogers, Fido, or Shaw customers.
$0
/ per year
Capital One Aspire Cash™ Platinum Mastercard®
The Capital One Aspire Cash™ Platinum Mastercard® is a straightforward, no-fee cashback credit card tailored for Canadians seeking simplicity and consistent rewards. Offering a flat 1% cash back on all purchases, it suits individuals who prefer uncomplicated earning structures without the need to track rotating categories or spending caps.
Flat 2 % cashback on all purchases — no categories, no caps, no tiers.
Zero foreign transaction fees, ideal for international spending or online shopping abroad.
Metal design with unlimited tap on virtual version — quite sleek and practical.
Basic purchase and device protection, plus Visa Infinite perks like concierge service.
$120 annual fee (billed $10/month) — but it can be waived if you hold $100K+ in assets or set up a $4K/month direct deposit.
No travel insurance — lacking emergency medical, trip cancellation, or luggage coverage.
No welcome bonus — currently no sign-up bonuses or initial reward boosts.
Still in limited beta — invite-only and tied to Wealthsimple chequing; Quebec residents excluded.
Payments restricted to Wealthsimple chequing only for now.
Currently, there are no promotional offers or introductory bonuses associated with this card.
Minimum Personal Income: $60,000
Minimum Household Income: $100,000
Suggested Credit Score: Not listed