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Personal Finance Blog
Credit Cards
Explore everything you need to know about credit cards in Canada—from the best low-interest and rewards cards to tips on maximizing perks and understanding fees. This category helps you make informed decisions when choosing and using credit cards.
Credit Cards with Travel Insurance: Are You Actually Covered?
Many credit cards in Canada promote built-in travel insurance. The promise sounds good: pay with your card and you’re covered for...
Aug 26, 20252 min read
How Credit Card Rewards Work: Points, Cashback, and Pitfalls
Credit card companies love to market their rewards as free money. Spend like you normally would, they say, and we’ll toss in travel...
Jul 29, 20252 min read
Best Low Interest Rate Credit Cards in Canada (June 2025)
Why Low Interest Cards Matter If you're often carrying a balance, minimizing interest payments saves real money. A low APR—either intro...
Jun 20, 20252 min read
The Real Drawbacks of Choosing an American Express Card
American Express likes to promote itself as the “premium” credit card brand. Glossy perks, sleek designs, and that “exclusive” feeling....
Jun 17, 20253 min read
Is It Smart to Have More Than One Credit Card?
Managing money isn’t one-size-fits-all. I’ve talked to friends who swear by carrying a single card. Others juggle three or four. Which...
Jun 13, 20253 min read
When Is It Worth Paying an Annual Fee on a Credit Card?
Many Canadians shy away from credit cards with annual fees—and that’s fair. Why pay to use a card when there are free options out there?...
Jun 8, 20252 min read
Best Credit Card Sign-Up Bonuses – June 2025
If you’re on the hunt for fantastic credit card sign-up bonuses in Canada this June, you’ve landed in the right spot! These special...
Jun 4, 20252 min read
What to Do Before Applying for a New Credit Card
When considering applying for a new credit card in Canada, it's essential to approach the process with care. With a plethora of options...
Jun 3, 20253 min read
Best Canadian Credit Cards That Offer Free Car Rental Insurance
When it comes to traveling, whether for business or leisure, securing a reliable mode of transportation is essential. For many Canadians,...
Jun 3, 20253 min read
Best Grocery Store Credit Cards in Canada (2025 Edition)
Grocery shopping is one of the most consistent expenses for Canadians, and the right credit card can help turn those purchases into...
Jun 2, 20252 min read
Best Credit Cards in Canada for Online Shopping
Shopping online is second nature for most of us now, whether it’s groceries, tech gadgets, or that last-minute gift. If you’re not using...
Jun 1, 20252 min read
Credit Card Fees You Might Not Know You're Paying
When it comes to credit cards, most people are aware of the standard fees, such as annual fees, late payment charges, and interest rates....
Jun 1, 20253 min read
How to Read a Credit Card Statement in Canada
Reading a credit card statement may seem daunting, especially if you're new to personal finance or have never taken the time to examine...
Jun 1, 20253 min read
When Does a Credit Card Statement Close? Key Dates Explained
Understanding credit card statements can seem daunting at first, especially when you’re trying to manage your finances efficiently. One...
Jun 1, 20253 min read
What Is the Minimum Payment on a Credit Card and How Is It Calculated?
When it comes to managing credit cards, one of the most frequently asked questions is about the minimum payment. Understanding what the...
May 31, 20253 min read
How Credit Card Interest Works in Canada
Understanding how credit card interest works in Canada is crucial for every cardholder, whether you’re new to using credit or a seasoned...
May 31, 20253 min read
What Does ‘Pre-Approved’ Really Mean for Credit Cards?
If you’ve ever received an email or letter saying you’ve been “pre-approved” for a credit card, you might wonder what that really...
May 20, 20253 min read
What Happens If You Miss a Credit Card Payment in Canada?
Missing a credit card payment might not seem like a big deal—until the fees, interest, and credit score drop kick in. In Canada, skipping...
May 20, 20253 min read
How Do Credit Card Grace Periods Work?
When it comes to managing your finances wisely, understanding credit card grace periods can save you money and help you avoid...
May 20, 20253 min read
Credit Card Reviews: What’s the Difference Between Visa, Mastercard, and American Express in Canada?
When researching credit cards in Canada, it's easy to get overwhelmed by all the options. That’s why credit card reviews are so...
May 20, 20253 min read
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